Health care debates By David Axelrod Senior Adviser to the President


Across the country we are seeing vigorous debate about health insurance reform. Unfortunately, some of the old tactics we know so well are back — even the viral emails that fly unchecked and under the radar, spreading all sorts of lies and distortions.


Khalid Nahi at health care town home meeting .JPG

Mr. Khalid Nahi at the town hall in New Hampshire

As President Obama said at the town hall in New Hampshire, “where we do disagree, let's disagree over things that are real, not these wild misrepresentations that bear no resemblance to anything that's actually been proposed.”

So let’s start a chain email of our own. At the end of my email, you’ll find a lot of information about health insurance reform, distilled into 8 ways reform provides security and stability to those with or without coverage, 8 common myths about reform and 8 reasons we need health insurance reform now.

Right now, someone you know probably has a question about reform that could be answered by what’s below. So what are you waiting for? Forward this E-mail .

David Axelrod
Senior Adviser to the President
info@messages.whitehouse.gov

P.S. We launched www.WhiteHouse.gov/realitycheck this week to knock down the rumors and lies that are floating around the internet. You can find the information below, and much more, there. For example, we've just added a video of Nancy-Ann DeParle from our Health Reform Office tackling a viral email head on. Check it out:

 8 ways reform provides security and stability to those with or without coverage


1.      Ends Discrimination for Pre-Existing Conditions: Insurance companies will be prohibited from refusing you coverage because of your medical history.
2.      Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: Insurance companies will have to abide by yearly caps on how much they can charge for out-of-pocket expenses.
3.      Ends Cost-Sharing for Preventive Care: Insurance companies must fully cover, without charge, regular checkups and tests that help you prevent illness, such as mammograms or eye and foot exams for diabetics.
4.      Ends Dropping of Coverage for Seriously Ill: Insurance companies will be prohibited from dropping or watering down insurance coverage for those who become seriously ill.
5.      Ends Gender Discrimination: Insurance companies will be prohibited from charging you more because of your gender.
6.      Ends Annual or Lifetime Caps on Coverage: Insurance companies will be prevented from placing annual or lifetime caps on the coverage you receive.
7.      Extends Coverage for Young Adults: Children would continue to be eligible for family coverage through the age of 26.
8.      Guarantees Insurance Renewal: Insurance companies will be required to renew any policy as long as the policyholder pays their premium in full. Insurance companies won't be allowed to refuse renewal because someone became sick.

Learn more and get details:
http://www.WhiteHouse.gov/health-insurance-consumer-protections/
8 common myths about health insurance reform

1.      Reform will stop "rationing" - not increase it: It’s a myth that reform will mean a "government takeover" of health care or lead to "rationing." To the contrary, reform will forbid many forms of rationing that are currently being used by insurance companies.
2.      We can’t afford reform: It's the status quo we can't afford. It’s a myth that reform will bust the budget. To the contrary, the President has identified ways to pay for the vast majority of the up-front costs by cutting waste, fraud, and abuse within existing government health programs; ending big subsidies to insurance companies; and increasing efficiency with such steps as coordinating care and streamlining paperwork. In the long term, reform can help bring down costs that will otherwise lead to a fiscal crisis.
3.      Reform would encourage "euthanasia": It does not. It’s a malicious myth that reform would encourage or even require euthanasia for seniors. For seniors who want to consult with their family and physicians about end-of life decisions, reform will help to cover these voluntary, private consultations for those who want help with these personal and difficult family decisions.
4.      Vets' health care is safe and sound: It’s a myth that health insurance reform will affect veterans' access to the care they get now. To the contrary, the President's budget significantly expands coverage under the VA, extending care to 500,000 more veterans who were previously excluded. The VA Healthcare system will continue to be available for all eligible veterans.
5.      Reform will benefit small business - not burden it: It’s a myth that health insurance reform will hurt small businesses. To the contrary, reform will ease the burdens on small businesses, provide tax credits to help them pay for employee coverage and help level the playing field with big firms who pay much less to cover their employees on average.
6.      Your Medicare is safe, and stronger with reform: It’s myth that Health Insurance Reform would be financed by cutting Medicare benefits. To the contrary, reform will improve the long-term financial health of Medicare, ensure better coordination, eliminate waste and unnecessary subsidies to insurance companies, and help to close the Medicare "doughnut" hole to make prescription drugs more affordable for seniors.
7.      You can keep your own insurance: It’s myth that reform will force you out of your current insurance plan or force you to change doctors. To the contrary, reform will expand your choices, not eliminate them.
8.      No, government will not do anything with your bank account: It is an absurd myth that government will be in charge of your bank accounts.  Health insurance reform will simplify administration, making it easier and more convenient for you to pay bills in a method that you choose.  Just like paying a phone bill or a utility bill, you can pay by traditional check, or by a direct electronic payment. And forms will be standardized so they will be easier to understand. The choice is up to you – and the same rules of privacy will apply as they do for all other electronic payments that people make.

Learn more and get details:
http://www.WhiteHouse.gov/realitycheck

http://www.WhiteHouse.gov/realitycheck/faq
8 Reasons We Need Health Insurance Reform Now


1.      Coverage Denied to Millions: A recent national survey estimated that 12.6 million non-elderly adults – 36 percent of those who tried to purchase health insurance directly from an insurance company in the individual insurance market – were in fact discriminated against because of a pre-existing condition in the previous three years or dropped from coverage when they became seriously ill. Learn more:
http://www.healthreform.gov/reports/denied_coverage/index.html

2.      Less Care for More Costs: With each passing year, Americans are paying more for health care coverage. Employer-sponsored health insurance premiums have nearly doubled since 2000, a rate three times faster than wages. In 2008, the average premium for a family plan purchased through an employer was $12,680, nearly the annual earnings of a full-time minimum wage job.  Americans pay more than ever for health insurance, but get less coverage. Learn more: http://www.healthreform.gov/reports/hiddencosts/index.html

3.      Roadblocks to Care for Women: Women’s reproductive health requires more regular contact with health care providers, including yearly pap smears, mammograms, and obstetric care. Women are also more likely to report fair or poor health than men (9.5% versus 9.0%). While rates of chronic conditions such as diabetes and high blood pressure are similar to men, women are twice as likely to suffer from headaches and are more likely to experience joint, back or neck pain. These chronic conditions often require regular and frequent treatment and follow-up care. Learn more: http://www.healthreform.gov/reports/women/index.html

4.      Hard Times in the Heartland: Throughout rural America, there are nearly 50 million people who face challenges in accessing health care. The past several decades have consistently shown higher rates of poverty, mortality, uninsurance, and limited access to a primary health care provider in rural areas. With the recent economic downturn, there is potential for an increase in many of the health disparities and access concerns that are already elevated in rural communities. Learn more: http://www.healthreform.gov/reports/hardtimes

5.      Small Businesses Struggle to Provide Health Coverage: Nearly one-third of the uninsured – 13 million people – are employees of firms with less than 100 workers. From 2000 to 2007, the proportion of non-elderly Americans covered by employer-based health insurance fell from 66% to 61%. Much of this decline stems from small business. The percentage of small businesses offering coverage dropped from 68% to 59%, while large firms held stable at 99%. About a third of such workers in firms with fewer than 50 employees obtain insurance through a spouse. Learn more: http://www.healthreform.gov/reports/helpbottomline <http://www.healthreform.gov/reports/helpbottomline/

6.      The Tragedies are Personal: Half of all personal bankruptcies are at least partly the result of medical expenses. The typical elderly couple may have to save nearly $300,000 to pay for health costs not covered by Medicare alone. Learn more: http://www.healthreform.gov/reports/inaction <http://www.healthreform.gov/reports/inaction/ 

7.      Diminishing Access to Care: From 2000 to 2007, the proportion of non-elderly Americans covered by employer-based health insurance fell from 66% to 61%. An estimated 87 million people - one in every three Americans under the age of 65 - were uninsured at some point in 2007 and 2008. More than 80% of the uninsured are in working families. Learn more: http://www.healthreform.gov/reports/inaction/diminishing/index.html

8.      The Trends are Troubling: Without reform, health care costs will continue to skyrocket unabated, putting unbearable strain on families, businesses, and state and federal government budgets. Perhaps the most visible sign of the need for health care reform is the 46 million Americans currently without health insurance - projections suggest that this number will rise to about 72 million in 2040 in the absence of reform. Learn more: http://www.WhiteHouse.gov/assets/documents/CEA_Health_Care_Report.pdf 

       


Comments (1)

Halima
Said this on 8-13-2009 At 05:42 pm

Great stuff, last week the visit to white house and meeting with decision makers, this time town hall in New Hampshire, go Washington Moroccan club, God bless you all

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Featured Articles

Understanding Morocco- opportunities for Business and Trade by WMAC

Washington Moroccan American Club
&
Global Economics and Business Seminar of the Washington Semester Program of the American University.

Understanding Morocco -- Opportunities for Business and Trade
Speaker: Jean AbiNader, Moroccan America Cultural Center
Topic: Understanding Morocco -- Opportunities for Business and Trade
Location: American University, Washington, DC

Read more French version & English version bellow

Understanding Morocco -- Opportunities for Business and Trade Video 1/3

Understanding Morocco -- Opportunities for Business and Trade Video 2/3

 

Understanding Morocco -- Opportunities for Business and Trade Video 3/3

Washington, (MAP)- Les atouts économiques qu'offre le Maroc aux investisseurs américains ont été mis en exergue, jeudi soir, à Washington, lors d'une rencontre placée sous le thème "Connaitre le Maroc : des opportunités dans les secteurs des affaires et du commerce".

Organisé à l'American University à l'initiative du Washington Moroccan American Club, le débat a été notamment axé sur les réformes entreprises par le Maroc pour favoriser un cadre propice pour les investissements, les différents accords signés par le Royaume avec plusieurs pays, la main d'oeuvre qualifiée, le développement d'infrastructures de qualité et la stabilité politique.

"L'emplacement stratégique du Maroc, son économie croissante, le développement des infrastructures et les accords commerciaux avec plus de 40 pays font du Maroc une plateforme pour les investissements et l'exportation vers les pays du Moyen Orient, de l'Afrique et de l'Union Européenne", a souligné Jean AbiNader, du Moroccan American Culturel Center.

Il a cité, à cet égard, l'Accord d'association avec l'Union Européenne, l'accord d'Agadir signé avec l'Egypte, la Jordanie, et la Tunisie, ainsi que l'Accord de libre échange avec la Turquie.

Le Maroc compte également parmi les Etats bénéficiaires du Partenariat de Deauville, ajoute-t-il.

Le Royaume est aussi lié aux Etats-Unis par un accord de libre échange (ALE) qui offre une panoplie d'incitations, notamment fiscales et douanières ainsi qu'une protection du capital pour les sociétés américaines qui investissent au Maroc.

"Cet accord-phare permet aux exportateurs et investisseurs américains un accès presque illimité à des marchés en Europe, en Afrique, au Moyen-Orient et en Turquie", explique M. AbiNader.

L'ALE, en vigueur entre le Maroc et les USA depuis 2006, a permis d'éliminer la plupart des droits à l'importation, alors que les opérations commerciales US bénéficient des zones franches dans les ports marocains.

L'intervenant s'est également arrêté sur le statut d'allié majeur non-Otan accordé au Maroc.

Sur un autre registre, M. AbiNader a mis l'accent sur la tolérance religieuse qui caractérise le pays. Le Maroc est "un exemple dans la région en termes de tolérance religieuse, de reformes économiques et de promotion de la société civile", a-t-il fait remarquer.

Les derniers changements constitutionnels ont conforté davantage le processus de réformes du Maroc, considéré comme un modèle dans la région, affirme AbiNader.(MAP).

********

English version by Morocco World News

The economic advantages offered by Morocco to U.S. investors were highlighted Thursday night in a Washington D.C. meeting entitled "Knowing Morocco: opportunities in the areas of business and trade."

Held at American University by the Washington Moroccan American Club, the debate focused, in particular, on the reforms undertaken by Morocco to promote a safe environment for investment, the various agreements signed by the Kingdom with several countries, its skilled workforce, the development of high quality infrastructure and political stability.

"Morocco's strategic location, its growing economy, infrastructure development and trade agreements with more than 40 countries have turned the country into a platform for investments and exports to the Middle East, Africa and European Union, "said Jean AbiNader, of the Moroccan American Cultural Center.

The speaker also addressed the status of major non-NATO ally granted to Morocco.

On another note, Mr. AbiNader focused on the religious tolerance that characterizes the country. Morocco is "an example in the region in terms of religious tolerance, economic reform and promotion of civil society During the conference, AbiNader also cited different trade pacts, including the Association Agreement with the European Union, the Agadir Agreement signed with Egypt, Jordan, and Tunisia, and the Free Trade Agreement with Turkey. Morocco, in addition, is among the beneficiary states of the Deauville Partnership, he added.

The Kingdom is also linked to the United States by a free trade agreement (FTA), which offers a variety of incentives, both regarding taxes and customs as well as capital protection for U.S. companies investing in Morocco.

"This agreement ensures leading exporters and U.S. investors almost unlimited access to markets in Europe, Africa, Middle East and Turkey," said AbiNader.

The FTA, set up between Morocco and the United States in 2006, has eliminated most import duties, while US trade operations benefit from tax free zones in Moroccan ports.," he stated.

The latest constitutional changes have strengthened further the reform process in Morocco, considered a model in the region, said AbiNader.

Translated from French by Louise Riondel-Editing by Benjamin Villanti
New York, October 10, 2011-Morocco World News
 

Morocco's economic strengths highlighted in Washington

New York, October 10, 2011-Morocco World News

AMEVENT.JPG

The economic advantages offered by Morocco to U.S. investors were highlighted Thursday night in a Washington D.C. meeting entitled "Knowing Morocco: opportunities in the areas of business and trade."

Les atouts économiques du Maroc mis en exergue à Washington( french version)

Washington, 7 oct (MAP)- Les atouts économiques qu'offre le Maroc aux investisseurs américains ont été mis en exergue, jeudi soir, à Washington, lors d'une rencontre placée sous le thème "Connaitre le Maroc : des opportunités dans les secteurs des affaires et du commerce".

Understanding Morocco – Opportunities for Business and Trade

You are invited!

Washington Moroccan American Club & Global Economics and Business Seminar of the Washington Semester Program of the American University
Present

Understanding Morocco - Opportunities for
Business and Trade

Speaker:
Jean AbiNader, Moroccan America Cultural Center

Note from Joseph Braude to WMC, Dear members of the Washington Moroccan American Club,

In 2008 the Moroccan police became the first Arab security service to grant sustained, inside access to a writer, enabling him to spend four months reporting on their operations from inside a police precinct in Casablanca. I am that writer, and my new book on the experience is both a real-life murder mystery and an unusual examination of Moroccan society and government in the 21st century. It's called The Honored Dead: A Story of Friendship, Murder, and the Search for Truth in the Arab World. You can pick up a copy in most bookstores, or online via www.josephbraude.com .

"Honored dead" booking signing by Joseph Braude and WMAC

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Police in North Africa and the Middle East have a troubling history of human rights abuse and corruption, and their inner workings are opaque. But in 2008, one Arab government granted a Western journalist unprecedented access to its security services, and the outcome of his reporting offers gritty insights into the changes now underway throughout the Arab world.

 

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Ambassador Aziz Mekouar farewell party

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  واشنطن 4 - 10 - 2004  ( بقلم قدور الفطومي) عاش فضاء المركز السوسيو تربوي لماكلين ( ولاية فرجينيا) أمس الأول السبت على إيقاعات المهرجان الثقافي الخريفي الذي تركز هذه السنة على المغرب تحت شعار " المغرب الساحر: من الصحراء إلى البحر ".

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